Self-funded

In the UK, approximately 36% of people who receive care at home are self-funded.

How will I know if I need to self-fund my care?

  • You have capital worth over ÂŁ23,250 (rising to ÂŁ100,000 from October 2025).
  • You own a property (this only applies to those moving into a care home).
  • Your weekly income is higher than the cost of your care that you require.
  • You want to enhance your level of care.

For families who are required to fund the cost of their care, there are options as to how they can cover the cost of care over the longer term, which can include a care fees annuity, equity release to finance care.

We will ensure our quote is transparent and simple to understand, enabling you to forecast costs for the duration of the care required.